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Annual Letter to Shareholders from René
Trust arrives on foot, but leaves on horseback. After a year during which a perennial expectation of trust in the U.S. banking sector was shaken, René notes that reestablishing industry confidence may take time.
Yet, despite last year’s bank failures against a landscape of rising interest rates and ongoing pandemic reverberations, by many measures 2023 can be considered a banner year for M&T. We remain vigilant on managing risk and continue to prize the ever-present goal of enriching the places and spaces we share with our customers.
Artist: Silvia Lopez Chavez is a painter, muralist and illustrator, with her work framed by her experience as an Afro-Caribbean woman living and working in Boston.
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BANKING WITH M&T
"Small business is the heartbeat of a community. M&T Bank is definitely committed to independent businesses. They really worked with us from the beginning. They are just as committed to our business as we are."
LAURA AND DAVID ALIMA
OWNERS OF THE CHARMERY
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Top 5% of Banks{{d1045*}}
M&T MOBILE BANKING
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MULTICULTURAL BANKING
Reflecting our communities.
M&T is investing in the growth and sustainability of the businesses and communities we serve, attracting and retaining diverse clients and colleagues across our organization so we can truly reflect our multicultural communities.
Partnering for Change in the Communities We Serve
$34.9 million
IN LOCAL GRANTS
$1.6 billion
IN COMMUNITY LOANS
>50,000
EMPLOYEE VOLUNTEER HOURS
VOLUNTEERING
Time is our most valuable asset.
When it comes to giving back, we prefer sharing our time with the people in our community. Our employees receive 40 hours of volunteer time to share with the organization that speaks to them.
Mortgage Assistance Programs
We're here to help. Learn about the programs we offer to help you through your mortgage and home equity loan hardship. Learn More
