Open an Account Icon
Open an Account
ATM Locator Icon
ATM Locator
Check Rates Icon
Check Rates
Apply for a Mortgage Icon
Apply for a Mortgage
Mortgage Payments Icon
Mortgage Payments
Community Icon
Community
Online and Mobile Icon
Online and Mobile
Careers Icon
Careers
News and Blog Icon
News and Blog
Online Security Icon
Online Security
Man in meeting with arms crossed

Spend more time growing your business and less time managing it.

As an award-winning community bank, we are here to support our local businesses with a Smart Business Suite of services that set us apart. Switch to a bank where your business matters.

Find Out More
Bank On Seal

Don't Bank Basic. Bank Smart with US!

Looking for safe, affordable checking account that offers online banking? Our Bank Smart checking account is certified by Bank On National Account Standards. This low cost account comes with many online features and a free debit card.

Find Out More
Mom and daughter petting dog while dad barbecues

Protect What You Cherish Most

Our full-service insurance team will work closely with you to assess your situation, explore options, and tailor-fit a solution to meet your personal needs. With a broad range of insurance solutions from many of America’s
most reputable insurance carriers, it’s easy to find affordable options.

Find Out More
Bauer 5 Star Award Logo

We are a 5-Star Rated Bank

Ulster Savings is rated 5 Stars by Bauer Financial, a completely independent company that rates banks and credit unions across the country. Our 5-Star Bauer Financial rating is the highest rating this agency offers, which recognizes top tier safety, soundness, and performance. In a nutshell, we are one of the strongest banks in the nation.

Find Out More
Two children riding in the back of a red car.
Business Insurance

For Protection and Peace of Mind

You’ve worked hard to build your business and it’s important to protect your company with affordable, comprehensive insurance. Our insurance team will work closely with you to assess your situation, explore options, and tailor-fit a solution to meet your business needs.

Get Started
Banking with US Makes a difference. Community Matters.
Our Commitment

Community Matters

We have always believed in being a major driver of positive change. We understand the value of caring about the communities we serve and supporting local is at the heart of everything we do. Bank where you and your community matter.

Find Out More
Business line of credit in Kingston, NY | Ulster Savings Bank
Lending

Business Loans

As a business owner, we know you’re always looking for new opportunities to expand and grow your business. Ulster Savings has flexible financing options to help you figure out everything from acquiring a business to purchasing a new building, equipment or funding seasonal working capital. 

Find Out More
24/7 Debit Card Support: 866-440-0392
Calls from 800-262-2024 are from our fraud monitoring provider Enfact.
Back to Top